In times of financial hardship, ask yourself some key questions:

  • Is this a new hardship, a new level of hardship, or something previously known?
  • Is this likely to be a long-term hardship, or is the hardship more temporary or immediate?
  • What resources have I already sought out?
  • What, specifically, will it take to get me through this hardship?

 

If this is a new hardship, or a new level of hardship, the best place to start is…

  1. Contact the Office of Student Financial Aid – Significant changes in financial circumstances, either for you or your family, may help you qualify for a reconsideration of your financial package at UGA. A financial aid officer can review your situation and alert you to any available options. osfa.uga.edu
  2. Food & Necessities
  3. Guidance & Support

Financialhardship.uga.edu

 

The following funds: are available should you encounter financial hardship when you are enrolled at UGA:

UGA Student Emergency Fund

This fund is managed by the Office of Student Affairs and is available to provide one-time financial assistance to enrolled students who are unable to meet immediate, essential expenses because of temporary hardship related to an emergency situation, such as an accident, illness, death of a family member, natural disaster, or other unforeseen circumstance.

Types of Expenses that May Be Covered: Medications or other health-related costs; Rent, utilities, or other essential household expenses; Books or other essential academic expenses; Personal safety needs (e.g. changing a lock); Replacement of essential personal belongings due to natural disaster, fire, theft, or other unforeseen circumstance; Travel costs related to a death or serious illness in the immediate family

Eligibility Requirements:

Be enrolled at the University of Georgia for the term the emergency aid is being requested

Have temporary financial hardship resulting from an emergency situation

Have exhausted all federal student aid options (including student loans). Unwillingness to take out student loans does not constitute a financial hardship

Have remaining need based on the current year Free Application for Federal Student Aid (FAFSA)

Be in good academic standing and maintaining Satisfactory Academic Progress with the University

Provide sufficient documentation of financial hardship

Graduate Student Emergency Fund

Managed by the Graduate School, this fund is available to provide limited, one-time financial assistance, up to $2,000, to enrolled graduate students who are unable to meet immediate, essential expenses because of temporary hardship related to an emergency situation.

Types of Expenses that May Be Covered: A range of circumstances may result in financial hardships. Typical expenses covered include, but are not limited to: Replacement of essential personal belonging due to natural disaster, fire, theft, or other unforeseen circumstance; Travel costs related to a death or serious illness in the immediate family; Personal safety needs (e.g., changing a lock); Books or other essential academic expenses; Medications or other health-related costs; and Rent, utilities, or other essential household expenses.

Eligibility Requirements:

Applicants must be enrolled as a full-time graduate student (or those in their final semesters writing a thesis/dissertation) at the University of Georgia for the term the emergency aid is being requested

Have temporary financial hardship resulting from an emergency situation

Have investigated federal student aid options (including student loans). Please note, unwillingness to take out student loans does not constitute a financial hardship

Have remaining need, based on current year Free Application for Federal Student Aid (FAFSA), if filed

Be in good academic standing and maintaining Satisfactory Academic Progress with the University

As requested, be able to provide sufficient documentation of financial hardship

The Application Process: The Graduate Student Emergency Fund application must be completed and submitted by the student in GradStatus. The Review Committee will review submitted applications and make a determination within ten business days of the receipt of the application. However, staff from Student Care and Outreach may be in contact in the interim to see if there are additional, non-financial, resources at UGA that may be of support. A listing of campus hardship resources is available here.

Applicants may be required to provide additional information or take further steps as part of the application review. Graduate student emergency funding takes existing financial aid into consideration in determining any award. While we attempt to support as many students as possible with emergency funding, we are not able to grant every request or, in other cases, offer the full amount requested.

Single Semester Short Term Loan

Single Semester Short term loans are loans that are given to qualified students after the first day of the current semester and must be repaid in full during the semester they are made.

Qualifications:

Enrolled in at least one course during the semester for which applying for the loan

Zero Balance on Student Account

Must have no flags on UGA records from Accounts Receivable, Bursar and Treasury Services, or Student Account Services

Must not have paid a previous single semester short term loan late more than two months past due

Must not have paid late on two previous single semester short term loan. The first time borrowers pay their loan late, they are placed on probation. The second time they are no longer eligible to receive short term loans

Must not have repaid a previous single semester short term loan with check that was not honored by the bank

Ready to apply?